Kyle Bonagura

Kyle Bonagura
ESPN Staff Writer
- Covers college football.
- Joined ESPN in 2014.
- Attended Washington State University.
Mark Schlabach

Mark Schlabach
ESPN Senior Writer
- Senior college football writer
- Author of seven books on college football
- Graduate of the University of Georgia
Nov 30, 2025, 01:10 PM ET
The regular season is over and, except for the 18 teams playing in their conference championship games, the résumés are complete.
Rivalry Week didn't provide many surprises among the College Football Playoff contenders, while a handful of other teams reached the coveted six-win mark to achieve bowl eligibility. (Note: An additional bowl game will be added to the slate since there are 82 eligible teams.) That provides more clarity to the postseason picture than we've had previously, but there is still a lot that needs to be sorted out.
As with last season's inaugural 12-team CFP, the five highest-ranked conference champions, plus the next seven highest-ranked teams, will make the field. Unlike last year, the four highest-ranked teams (not necessarily conference champions) will be awarded first-round byes. The other eight teams will meet in first-round games at the campus sites of seeds Nos. 5 through 8.
From there, the quarterfinals and semifinals will be played in what had been the New Year's Six bowls, with the national championship game scheduled for Jan. 19 at Miami's Hard Rock Stadium.
All of that is just the tip of the iceberg, though. Apart from the playoff is the 36-game slate of bowl games, beginning with the Cricket Celebration Bowl on Dec. 13.
We're here for all of it.
ESPN bowl gurus Kyle Bonagura and Mark Schlabach are projecting every postseason matchup, including their breakdowns of how the playoff will play out.
Jump to a section:
Playoff picks | Quarterfinals
Semis, title game | Bowl season

College Football Playoff
First-round games (at campus sites)
Friday, Dec. 19
8 p.m., ABC, ESPN
Saturday, Dec. 20
Noon, ABC, ESPN
3:30 p.m., TNT
7:30 p.m., TNT
Bonagura: No. 12 North Texas at No. 5 Texas A&M
Schlabach: No. 12 Tulane at No. 5 Oregon
Bonagura: No. 11 Virginia at No. 6 Oregon
Schlabach: No. 11 Virginia at No. 6 Ole Miss
Bonagura: No. 10 Alabama at No. 7 Ole Miss
Schlabach: No. 10 Alabama at No. 7 Texas A&M
Bonagura: No. 9 Notre Dame at No. 8 Oklahoma
Schlabach: No. 9 Notre Dame at No. 8 Oklahoma
First-round breakdown
Bonagura: A week ago, the ACC doomsday scenario of getting left out of the College Football Playoff seemed unlikely, but now that five-loss Duke has qualified for the ACC title game, it is very much in play. Should the Blue Devils beat Virginia to win the conference, they would be part of a discussion for what amounts to two spots among conference champions outside of the Big 12, Big Ten and SEC. Presumably, one of those spots would go to the American champion, the winner of North Texas (11-1) vs. No. 24 Tulane (10-2).
After that, there are a few combinations to consider, but if James Madison (11-1) beats Troy (8-4) to win the Sun Belt, it's hard to see the committee passing on a 12-win team in favor of 8-5 Duke. The other team that could be considered is UNLV (10-2), which has a chance to avenge one of its two losses of the season at Boise State in the Mountain West title game.
Schlabach: Texas' 27-17 upset of Texas A&M on Friday night shook up my 12-team bracket from a week ago and set up plenty of intriguing storylines going into Championship Week.
I dropped the Aggies four spots after they suffered their first loss of the season. Losing to a rival on the road isn't all that bad, but it's more about Texas A&M's overall résumé. Texas was the first true CFP contender from the SEC that Texas A&M had played all season. Yes, the Aggies' 41-40 win at Notre Dame earlier this season is holding up well, but that alone is probably not enough to keep them in the top four.
Virginia is now my projected ACC champion after SMU fell 38-35 at Cal on Saturday. The Cavaliers took down rival Virginia Tech 27-7 on Saturday to finish 10-2 after going 5-7 last season. As Kyle outlined above, a win by the five-loss Blue Devils over Virginia in Saturday's ACC championship game would make things really interesting.
CFP quarterfinals
Wednesday, Dec. 31
CFP Quarterfinal at the Goodyear Cotton Bowl Classic
AT&T Stadium (Arlington, Texas)
7:30 p.m., ESPN
Bonagura: No. 10 Alabama vs. No. 2 Indiana
Schlabach: No. 5 Oregon vs. No. 4 Texas Tech
Thursday, Jan. 1
CFP Quarterfinal at the Capital One Orange Bowl
Hard Rock Stadium (Miami Gardens, Florida)
Noon, ESPN
Bonagura: No. 5 Texas A&M vs. No. 4 Texas Tech
Schlabach: No. 10 Alabama vs. No. 2 Indiana
CFP Quarterfinal at the Rose Bowl Game presented by Prudential
Rose Bowl (Pasadena, California)
4 p.m., ESPN
Bonagura: No. 9 Notre Dame vs. No. 1 Ohio State
Schlabach: No. 9 Notre Dame vs. No. 1 Ohio State
CFP Quarterfinal at the Allstate Sugar Bowl
Caesars Superdome (New Orleans)
8 p.m., ESPN
Bonagura: No. 6 Oregon vs. No. 3 Georgia
Schlabach: No. 11 Virginia vs. No. 3 Georgia
Quarterfinals breakdown
Bonagura: This take could end up being wildly off base, but every team in the top 10 seems capable of making a playoff run.
The most interesting matchup in this hypothetical quarterfinal round might be Texas Tech vs. Texas A&M, showcasing the types of rosters Texas donor money can facilitate in different parts of the state.
Indiana vs. Alabama would pit the Hoosiers against two coaches familiar with Bloomington. Crimson Tide coach Kalen DeBoer and defensive coordinator Kane Wommack were on the Hoosiers staff together in 2019. Oregon vs. Georgia would mean Dan Lanning going against one of his mentors (Kirby Smart) at a place he was previously the defensive coordinator. Ohio State vs. Notre Dame would feature two of the hottest teams in the sport.
Schlabach: At this point, I'm assuming eight teams have all but clinched spots in the CFP, regardless of what happens in the conference title games: Ohio State, Indiana, Georgia, Texas Tech, Oregon, Ole Miss, Texas A&M and Oklahoma.
That leaves essentially two more at-large spots because two are reserved for conference champions. (I'm going with Virginia and Tulane as of now.) Notre Dame, Alabama, BYU, Miami, Vanderbilt and Texas might be fighting for those spots.
Is Notre Dame safely in the bracket? The Fighting Irish are playing awfully well as of late, but I'm not sure blowouts of struggling Syracuse and Stanford will carry much weight with the selection committee. Along with losing to the Aggies at home, the Irish fell 27-24 at Miami in their opener. Their best wins came against USC, Navy and Pittsburgh, which floundered down the stretch.
Miami might be playing as well as Notre Dame, so will head-to-head results finally be a convincing factor for the committee? The Hurricanes fell to Louisville and SMU, and their earlier win against South Florida doesn't look as good as it once did.
CFP semifinals, national championship game
Thursday, Jan. 8
CFP Semifinal at the Vrbo Fiesta Bowl
State Farm Stadium (Glendale, Arizona)
7:30 p.m., ESPN
Bonagura: No. 5 Texas Tech vs. No. 1 Ohio State
Schlabach: No. 3 Georgia vs. No. 2 Indiana
Friday, Jan. 9
CFP Semifinal at the Chick-fil-A Peach Bowl
Mercedes-Benz Stadium (Atlanta)
7:30 p.m., ESPN
Bonagura: No. 3 Texas A&M vs. No. 2 Indiana
Schlabach: No. 4 Texas Tech vs. No. 1 Ohio State
Monday, Jan. 19
CFP National Championship
Hard Rock Stadium (Miami Gardens, Florida)
7:45 p.m., ESPN
Bonagura: No. 2 Indiana vs. No. 1 Ohio State
Schlabach: No. 2 Indiana vs. No. 1 Ohio State
National championship breakdown
Bonagura: One thing to consider is how the Big Ten title game might affect seedings. Ohio State and Indiana are the consensus top two teams right now, but will that change come seeding time?
Either way, the loser likely won't drop below No. 3, meaning they will stay on opposite sides of the bracket to allow for a rematch in the title game.
Schlabach: I'm going to continue to roll with my top four seeds: Ohio State, Indiana, Georgia and now Texas Tech.
Georgia didn't look great in its 16-9 victory at Georgia Tech on Saturday. Quarterback Gunner Stockton had one of his worst games of the season, and now the Bulldogs have to play their nemesis, Alabama, in the SEC championship game Saturday. Do the Tide have to win to get into the field?
Ohio State looks like the strongest team after winning 27-9 at Michigan on Saturday. Ryan Day finally got that monkey off his back, and with Julian Sayin playing well, Jeremiah Smith and Carnell Tate will be problems for any defense they play.

Complete bowl-season schedule
Saturday, Dec. 13
Cricket Celebration Bowl
Mercedes-Benz Stadium (Atlanta)
Noon, ABC
Bonagura: Jackson State vs. South Carolina State
Schlabach: Jackson State vs. South Carolina State
LA Bowl
SoFi Stadium (Inglewood, California)
9 p.m., ESPN
Bonagura: Arizona State vs. UNLV
Schlabach: Washington vs. Boise State
Tuesday, Dec. 16
IS4S Salute to Veterans Bowl
Cramton Bowl (Montgomery, Alabama)
9 p.m., ESPN
Bonagura: UConn vs. Old Dominion
Schlabach: Jacksonville State vs. Troy
Wednesday, Dec. 17
StaffDNA Cure Bowl
Camping World Stadium (Orlando, Florida)
5 p.m., ESPN
Bonagura: Florida International vs. Coastal Carolina
Schlabach: Delaware vs. Old Dominion
68 Ventures Bowl
Hancock Whitney Stadium (Mobile, Alabama)
8:30 p.m., ESPN
Bonagura: Georgia Southern vs. Central Michigan
Schlabach: Coastal Carolina vs. Central Michigan
Friday, Dec. 19
Myrtle Beach Bowl
Brooks Stadium (Conway, South Carolina)
Noon, ESPN
Bonagura: Arkansas State vs. Missouri State
Schlabach: Georgia Southern vs. East Carolina
Union Home Mortgage Gasparilla Bowl
Raymond James Stadium (Tampa, Florida)
3:30 p.m., ESPN
Bonagura: South Florida vs. NC State
Schlabach: UConn vs. Wake Forest
Monday, Dec. 22
Famous Idaho Potato Bowl
Albertsons Stadium (Boise, Idaho)
2 p.m., ESPN
Bonagura: Toledo vs. San Diego State
Schlabach: Ohio vs. San Diego State
Tuesday, Dec. 23
Boca Raton Bowl
Flagler Credit Union Stadium (Boca Raton, Florida)
2 p.m., ESPN
Bonagura: Louisiana Tech vs. Louisiana
Schlabach: Florida International vs. Miami (Ohio)
New Orleans Bowl
Caesars Superdome (New Orleans)
5:30 p.m., ESPN
Bonagura: Jacksonville State vs. Troy
Schlabach: Kennesaw State vs. Southern Miss
Scooter's Coffee Frisco Bowl
Ford Center at The Star (Frisco, Texas)
9 p.m., ESPN
Bonagura: Western Kentucky vs. Southern Miss
Schlabach: Arkansas State vs. Louisiana Tech
Wednesday, Dec. 24
Sheraton Hawai'i Bowl
Clarence T.C. Ching Athletics Complex (Honolulu)
8 p.m., ESPN
Bonagura: Hawai'i vs. Washington State
Schlabach: Hawai'i vs. California
Friday, Dec. 26
GameAbove Sports Bowl
Ford Field (Detroit)
1 p.m., ESPN
Bonagura: Penn State vs. Western Michigan
Schlabach: Northwestern vs. Western Michigan
Rate Bowl
Chase Field (Phoenix)
4:30 p.m., ESPN
Bonagura: Cincinnati vs. Northwestern
Schlabach: Cincinnati vs. Penn State
SERVPRO First Responder Bowl
Gerald J. Ford Stadium (Dallas)
8 p.m., ESPN
Bonagura: Texas State vs. Utah State
Schlabach: Texas State vs. Kansas State
Saturday, Dec. 27
Go Bowling Military Bowl
Navy-Marine Corps Memorial Stadium (Annapolis, Maryland)
11 a.m., ESPN
Bonagura: Wake Forest vs. Navy
Schlabach: Louisville vs. Navy
Bad Boy Mowers Pinstripe Bowl
Yankee Stadium (Bronx, New York)
Noon, ABC
Bonagura: Duke vs. Minnesota
Schlabach: Pittsburgh vs. Minnesota
Wasabi Fenway Bowl
Fenway Park (Boston)
2:15 p.m., ESPN
Bonagura: Clemson vs. Army
Schlabach: NC State vs. South Florida
Pop-Tarts Bowl
Camping World Stadium (Orlando, Florida)
3:30 p.m., ABC
Bonagura: Miami vs. Houston
Schlabach: Georgia Tech vs. Houston
Snoop Dogg Arizona Bowl
Arizona Stadium (Tucson, Arizona)
4:30 p.m., CW Network
Bonagura: Ohio vs. Fresno State
Schlabach: Toledo vs. Fresno State
Isleta New Mexico Bowl
University Stadium (Albuquerque, New Mexico)
5:45 p.m., ESPN
Bonagura: New Mexico vs. Miami (Ohio)
Schlabach: New Mexico vs. Washington State
TaxSlayer Gator Bowl
EverBank Stadium (Jacksonville, Florida)
7:30 p.m. ABC
Bonagura: Georgia Tech vs. Tennessee
Schlabach: Miami vs. Vanderbilt
Kinder's Texas Bowl
NRG Stadium (Houston)
9:15 p.m., ESPN
Bonagura: Iowa State vs. Tulane
Schlabach: TCU vs. North Texas
Monday, Dec. 29
JLab Birmingham Bowl
Protective Stadium (Birmingham, Alabama)
2 p.m., ESPN
Bonagura: Boise State vs. Memphis
Schlabach: UTSA vs. James Madison
Tuesday, Dec. 30
Radiance Technologies Independence Bowl
Independence Stadium (Shreveport, Louisiana)
2 p.m., ESPN
Bonagura: James Madison vs. Kennesaw State
Schlabach: Louisiana vs. Western Kentucky
Liberty Mutual Music City Bowl
Nissan Stadium (Nashville, Tennessee)
5:30 p.m., ESPN
Bonagura: Nebraska vs. Missouri
Schlabach: Nebraska vs. LSU
Valero Alamo Bowl
Alamodome (San Antonio)
9 p.m., ESPN
Bonagura: BYU vs. USC
Schlabach: BYU vs. USC
Wednesday, Dec. 31
ReliaQuest Bowl
Raymond James Stadium (Tampa, Florida)
Noon, ESPN
Bonagura: Illinois vs. Vanderbilt
Schlabach: Iowa vs. Tennessee
Tony the Tiger Sun Bowl
Sun Bowl Stadium (El Paso, Texas)
2 p.m., CBS
Bonagura: SMU vs. Washington
Schlabach: Clemson vs. Arizona State
Cheez-It Citrus Bowl
Camping World Stadium (Orlando, Florida)
3 p.m., ABC
Bonagura: Michigan vs. Texas
Schlabach: Michigan vs. Texas
SRS Distribution Las Vegas Bowl
Allegiant Stadium (Las Vegas)
3:30 p.m., ESPN
Bonagura: Iowa vs. Utah
Schlabach: Illinois vs. Utah
Friday, Jan. 2
Lockheed Martin Armed Forces Bowl
Amon G. Carter Stadium (Fort Worth, Texas)
1 p.m., ESPN
Bonagura: Kansas State vs. East Carolina
Schlabach: UNLV vs. Army
AutoZone Liberty Bowl
Simmons Bank Liberty Stadium (Memphis, Tennessee)
4:30 p.m., ESPN
Bonagura: TCU vs. California
Schlabach: Iowa State vs. Memphis
Duke's Mayo Bowl
Bank of America Stadium (Charlotte, North Carolina)
8 p.m., ESPN
Bonagura: Louisville vs. LSU
Schlabach: Duke vs. Missouri
Holiday Bowl
Snapdragon Stadium (San Diego)
8 p.m., Fox
Bonagura: Pittsburgh vs. Arizona
Schlabach: SMU vs. Arizona
Bowl TBD (former Bahamas Bowl)
Site, date TBA
Bonagura: UTSA vs. Delaware
Schlabach: Utah State vs. Missouri State


















































